Term Life Insurance

C.L. Hollis Insurance Agency

What is Term Life Insurance
Term insurance is generally the least expensive and least complicated type of life insurance. It provides insurance protection at a low cost for a specified period of time, such as 1,10 or 20 years. If you die within the term period, a death benefit is paid to your beneficiary. If you are still living at the end of the term, protection ceases unless the policy is renewed. There is no accumulation element, or cash value  with term insurance.

Benefits:

  • It provides insurance protection for a low cost
  • If your needs change, most policies allow you to exchange your term policy for a permanent life insurance policy without having to take a medical exam or provide other information about your health.
  • Term insurance is a good way to supplement other coverage when you have added financial responsibilities for a given period of time (e.g. Mortgage, College expenses,).
  • Death benefits are generally received free from income tax.

We are Insurance Specialists with 25 years Experience in the Insurance Industry

Term Life Provides Protection at a low cost for a specific period of time.

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